15 Cozy Fashion Thrift Ideas for a Complete Cozy Wardrobe for Under $100

You can snag chunky knit sweaters for around $5, buttery cashmere for $8-15, and pre-softened joggers under $8—all while staying under $100 total. Hit the men’s section for oversized flannels and cozy cardigans, grab sherpa-lined jackets for warmth, and don’t skip the dollar bins for fuzzy socks. Thrift stores are basically treasure chests of snuggly goodness, and we’ve got all the tips to help you score big.

Oversized Chunky Knit Sweaters

When the temperature drops and you’re craving that wrapped-in-a-blanket feeling, oversized chunky knit sweaters are your new best friend.

Chunky knit sweaters deliver instant cozy vibes when the cold hits—like wearing a hug you thrifted for five bucks.

Seriously, these cozy beauties are everywhere at thrift stores, and you can snag them for like five bucks. Affordable chunky knit cardigans from cotton blends or lofted acrylics give you that same plush feel while staying breathable enough for all-day wear.

Here’s what to look for:

Cable knit patterns – Classic, warm, and never goes out of style
Neutral colors – Cream, oatmeal, forest green, and burgundy pair with everything
Natural fibers – Wool and cotton blends feel snuggly and last longer

Don’t stress about minor pilling; that’s fixable with a fabric shaver.

Check the men’s section too, because that’s where the really oversized gems hide.

Layer these over leggings, toss on some fuzzy socks, and you’ve got instant hygge vibes without breaking the bank.

Vintage Flannel Shirts for Layering

Okay, so you’ve got your chunky sweater game on lock, but let’s talk about the ultimate layering piece that makes everything cozier: vintage flannel shirts.

These soft, worn-in beauties are thrift store gold, and you’ll find them for like $3-8 each.

Here’s the thing: older flannels are usually softer and better quality than new ones. Look for thick, brushed cotton that feels like a warm hug. As you browse, train your eye the same way you would with vintage wool blankets—scan for natural-fiber heft, dense weaving, and classic patterns that signal true quality.

Quick styling tips:

Wear unbuttoned over a tee with leggings
Tie around your waist for that effortless vibe
Layer under your chunky sweater with the collar peeking out

Stick to classic plaids in burgundy, forest green, or mustard.

They’re cozy, they’re versatile, and honestly? You’ll want to live in them all autumn long.

Cashmere Sweaters at a Fraction of the Price

Because cashmere used to be reserved for fancy department stores and big budgets, finding it at thrift shops feels like discovering buried treasure. You’ll spot these cozy gems tucked between regular sweaters, and honestly, that’s part of the fun. Here’s your game plan: check the tags first. Look for “100% cashmere” and feel the fabric—it should be buttery soft, not scratchy. Don’t stress about small holes; they’re super easy to fix with a quick stitch. Stick to neutral colors like oatmeal, gray, or camel. They’ll layer beautifully over your flannel finds and work with everything. Most thrift cashmere runs between $8-15, which is wild when you remember these babies retail for $200+. If you want that hygge-inspired vibe, pair your cashmere with other natural fiber textiles like cotton or wool to keep everything soft, warm, and intentionally cozy. That’s warmth and luxury without the guilt, friend.

Worn-In Joggers and Sweatpants

Something magical happens to joggers and sweatpants after they’ve been loved for a while—they get impossibly soft, perfectly slouchy, and broken-in like your favorite blanket. You can’t fake that buttery-soft feeling, and thrift stores are packed with pre-softened gems waiting for you. Here’s what to hunt for:

Champion or Nike fleece-lined joggers—they’re practically everywhere and usually under $8
Cotton-blend sweatpants with elastic cuffs—perfect for cozy movie nights
Oversized men’s sweats—don’t skip this section, it’s a goldmine for snuggly loungewear

Check the knees and waistband for wear, but honestly, a little fading just means they’re extra comfortable. When you pull on a pair of broken-in sweats, you’re also creating a tiny hygge ritual that signals your nervous system it’s safe to soften, slow down, and actually rest.

Cozy Cardigans in Neutral Tones

Now that you’ve got those dreamy, worn-in sweats sorted, let’s talk about the ultimate layering piece—the cozy cardigan in neutral tones.

Thrift stores are absolutely bursting with cardigans, and honestly? The chunky, oversized ones in cream, oatmeal, taupe, or soft gray are pure gold.

They’re perfect for snuggling up on chilly mornings or tossing over literally anything.

Here’s what to look for:

Chunky knits that feel like a warm hug
Oversized fits for that effortlessly cozy vibe
Button-front or open styles—both work beautifully

Check the men’s section too, because bigger cardigans mean more snuggly comfort.

Aim to spend around $8-15 per cardigan, and grab two if you can.

They’re the workhorse of any cozy wardrobe, trust me. Just like mixing textured throw pillows on a sofa, layering different knit textures and neutral tones in your cardigans creates a rich, collected, and expensive-looking cozy style.

Soft Cotton Turtlenecks

A soft cotton turtleneck is basically a secret weapon hiding in plain sight at your local thrift store.

You’ll find these cozy gems tucked between old sweaters, and honestly, they’re worth every penny. Layer them under a chunky cardigan, pair them with high-waisted jeans, or wear them solo with your favorite warm scarf. For an extra layer of warmth and style, try pairing your thrifted turtleneck under an oversized hoodie and jogger combo inspired by modern loungewear sets.

Here’s what to look for when thrifting turtlenecks:

Check the fabric tag for 100% cotton or cotton blends for that snuggly-soft feel
Look for minimal pilling around the neck and cuffs
Try neutral shades like cream, oatmeal, or soft gray for maximum outfit options

These comfy classics usually run $3-8 at thrift stores, so you can grab a few without breaking your budget.

Fleece-Lined Hoodies

When the temperature drops and you’re craving that ultimate snuggly feeling, fleece-lined hoodies become your best friend at the thrift store.

Fleece-lined hoodies are the thrift store’s answer to staying impossibly cozy when temperatures plummet.

These cozy gems are basically wearable blankets, and they’re everywhere in secondhand shops.

Here’s what to look for:

Check the inside – the fleece should feel soft and plush, not matted or pilled.
Try it on – you want roomy, not baggy.
Inspect the zipper – nothing ruins a good hoodie faster than a broken zip.

Honestly, brands like Champion and Carhartt make incredibly warm options that last forever.

You’ll find them for $8-15 at most thrift stores.

Pair your fleece-lined find with those soft cotton turtlenecks we mentioned, and you’ve got layers that feel like a warm hug all day long.

Plush Robes and Loungewear

Because nothing beats coming home after a long day and wrapping yourself in something ridiculously soft, plush robes and loungewear deserve a permanent spot on your thrift store hunting list.

You’ll find cozy treasures that retail stores charge way too much for, and honestly? They’re often barely worn. For an extra touch of that Parisian-at-home feeling, keep an eye out for pieces that pair well with a Parisian-style scarf or minimalist jewelry to elevate your cozy look.

What to hunt for:

Terry cloth robes – These spa-worthy gems pop up constantly, usually under $8.
Matching lounge sets – Velour or fleece two-pieces feel like a warm hug.
Oversized sleep shirts – Perfect for lazy Sunday mornings with your coffee.

Check the men’s section too, because those robes run bigger and snugglier.

Don’t sleep on hotel-quality finds either—people donate those plush white robes more than you’d think!

Wool Blend Scarves and Wraps

Scarves and wraps are honestly the easiest cozy upgrade you can snag at a thrift store, and wool blends hit that perfect sweet spot between warmth and softness.

Look for chunky infinity scarves, oversized blanket wraps, or classic long scarves you can loop twice. Check the tag for merino, cashmere blends, or lambswool—these feel like a warm hug without the itch. Most thrift stores price scarves between $3 and $8, so you can grab several.

Here’s a quick tip: give them a sniff test first. Wool holds onto smells, but a good wash fixes that fast.

Drape a cozy wrap over your shoulders while reading, or bundle up in a plush scarf for coffee runs. These snuggly pieces work year-round and cost almost nothing.

Fuzzy Socks and Slippers

Why stop at bundling up your neck when your feet deserve just as much snuggly attention? Fuzzy socks and slippers are thrift store gold, and you’ll find them everywhere for practically nothing.

We’re talking dollar bins, people! Your toes will thank you when you’re padding around in plush, warm goodness instead of freezing on cold floors. For peak hygge vibes, match your fuzzy finds with soft greige tones in your loungewear or blankets so everything feels calm and coordinated.

Here’s what to hunt for:

Sherpa-lined slippers – These feel like walking on clouds, honestly.
Cabin socks with gripper dots – Cozy AND you won’t slip on hardwood floors.
Chenille or fleece lounge socks – Soft, stretchy, and totally snuggable.

Check the condition carefully, though. You want clean, fluffy pairs without matted-down fabric.

When they’re fresh and toasty, you’ve scored big!

Waffle-Knit Thermal Tops

When the temperature drops and you’re craving that perfect layering piece, waffle-knit thermal tops are absolute thrift store treasures.

These textured beauties typically run $3-8 secondhand, and they’re everywhere once you start looking.

Here’s the thing: waffle-knit fabric traps warmth like a cozy hug while staying breathable. You won’t overheat indoors, promise.

What to grab:

Cream and oatmeal colors (endlessly versatile)
Henley styles with cute buttons
Oversized fits for that snuggly, relaxed vibe

Layer them under flannels, wear them solo with your favorite joggers, or tuck one into high-waisted jeans.

They’re honestly the hardest-working pieces in any cozy wardrobe.

Pro tip: Check the men’s section too. Their thermals are often thicker, longer, and perfectly slouchy for weekend lounging.

Sherpa-Lined Jackets and Vests

Sherpa-lined jackets and vests are basically wearable blankets, and I’m obsessed with hunting them down at thrift stores.

You’ll find these cozy gems tucked between regular jackets, often priced way under retail. The fluffy lining feels like a warm hug on chilly days.

Here’s what to look for:

Denim jackets with sherpa collars – These classics never go out of style and layer perfectly over hoodies.
Fleece-lined vests – Great for that in-between weather when you need warmth without bulk.
Corduroy sherpa jackets – Extra snuggly and totally vintage-cool.

Check the lining for matting or pilling before you buy.

Give it a good sniff too, because thrift store finds sometimes need a wash.

Trust me, the hunt is worth it!

They’re perfect for bundling up on a moonlit winter walk, keeping you warm while you enjoy the quiet magic of cold-weather evenings.

Velour Tracksuits Making a Comeback

If you thought velour tracksuits were stuck in the early 2000s, think again! These plush, cozy sets are back, and thrift stores are absolutely loaded with them.

You’ll find matching zip-ups and pants in every color imaginable, from classic black to bubblegum pink. The soft, velvety fabric feels like a warm hug against your skin. Honestly, it’s the ultimate lazy-day uniform that still looks put-together. You can even turn hunting for the perfect set into a relaxing casual browsing ritual that makes your whole week feel a little cozier.

Velour tracksuits: the cozy comeback that proves comfort and style can absolutely be best friends.

Pair yours with chunky sneakers or fuzzy slippers—no judgment here!

Thrifting tips for velour:

Check for intact zippers and no bald patches
Look for brands like Juicy Couture or Nike for quality
Grab separates if you can’t find matching sets

At $5-15 per piece, you’re getting maximum comfort for minimum cash. That’s a snuggly win!

Oversized Button-Down Shirts for Lounging

Nothing beats slipping into a gloriously oversized button-down shirt when you’re ready to unwind at home.

These cozy gems are everywhere at thrift stores, and you’ll usually snag one for under five bucks. Head straight to the men’s section—that’s where the magic happens.

Here’s what to look for:

Soft flannel shirts in warm plaids that feel like a hug
Crisp cotton oxfords perfect for lazy Sunday mornings
Lightweight linen options for snuggly summer nights

Don’t stress about wrinkles or minor stains—you’re lounging, not hosting a dinner party!

Roll up those sleeves, leave a few buttons undone, and pair it with your favorite leggings. You’ve just created the ultimate Netflix-and-chill uniform without spending your whole budget.

Knit Beanies and Cozy Accessories

When the temperatures drop and you’re craving that extra layer of warmth, knit beanies become your best thrift store treasure hunt.

Cold weather calls for cozy finds—thrift store beanies deliver warmth and style without the hefty price tag.

You’ll find chunky cable-knits, slouchy styles, and fitted ribbed options for just a few dollars each.

Don’t stop at beanies, though! Grab these cozy accessories while you’re browsing:

Wool scarves that wrap around twice
Fingerless gloves for texting without freezing
Fuzzy earmuffs that actually stay put
Soft leg warmers for layering

Here’s the sweet secret: thrift stores get flooded with barely-worn winter accessories after the holidays.

That’s your golden window, friend.

Mix textures and colors freely. A mustard beanie with a plum scarf? Adorable.

You’re building a snuggly collection that keeps you toasty without emptying your wallet.

In case you were wondering

How Do I Remove Thrift Store Odors From Secondhand Clothing?

You can eliminate thrift store odors by soaking clothes in a mixture of white vinegar and water, then washing them with baking soda. Air-drying outdoors works wonders, letting fresh air naturally neutralize lingering smells.

What Are the Best Thrift Stores for Finding Quality Cozy Clothing?

You’ll stumble upon the coziest finds at Goodwill, Savers, and local charity shops—often the same day someone donates their favorite sweaters. Thrift the best selection by visiting stores in wealthier neighborhoods on weekday mornings.

How Can I Verify if Cashmere From Thrift Stores Is Authentic?

You can verify authentic cashmere by performing the burn test—real cashmere smells like burnt hair and turns to ash. You’ll also notice genuine cashmere feels softer, lighter, and doesn’t create static when rubbed.

What Days Do Thrift Stores Typically Restock Their Clothing Inventory?

You’ll find most thrift stores restock daily, but your best chances are weekday mornings, especially Tuesdays and Wednesdays. Call your local stores directly to learn their specific delivery schedules and get first picks on cozy finds.

How Should I Wash Delicate Thrifted Knits to Prevent Shrinking?

Wash wisely with cold water and gentle detergent. You’ll want to hand wash your delicate knits or use your machine’s delicate cycle. Don’t wring them—instead, lay flat to dry on a clean towel.

Conclusion

Picture this: you’re curled up in a butter-soft cashmere sweater, worn-in joggers, and fuzzy socks—all for less than a hundred bucks. That’s the magic of thrift shopping, friend. You’ve now got the roadmap to build a snuggly, cozy wardrobe without emptying your wallet. So grab your tote bag, hit those secondhand shops, and start layering up. Your warmest, most budget-friendly self awaits!